Faircent serves as a marketplace where potential lenders and borrowers can register and interact to strike deals on lending and borrowing. The top-line comes from charging an upfront fee once a deal is finalized for its services and facilitating the process. Faircent's features include a bidding engine that helps users in interest rate discovery, a matchmaking technology to connect prospective borrowers and lenders as per their respective requirements, and an index of borrowers based on the purpose of the loan, amount, and tenure.